What options do I have if my tenant does not pay the rent ? There are several options, from taking out a rent default insurance to negotiating with the tenant. The last option is to start a judicial eviction procedure.
This is an insurance that protects the owner of a property against potential tenants malaysian phone numbers who do not pay the monthly rent. It covers the payment of rents owed up to a maximum number of monthly payments set in the policy itself .
To take out a non-payment insurance policy, you must take into account the situation of the tenants (whether they are self-employed, employed or beneficiaries of some benefit) and you must also present the rental contract . Once the company gives you the go-ahead, the policy is signed and you already have insurance.
Come to an agreement
Another option that the landlord has when faced with non-payment of rent is to try to reach an agreement with the tenant. If the tenant has been paying every month and due to a critical economic situation, cannot meet the payment, a deferral or a reduction of the fee can be negotiated.
If the tenant is a legal person, an addendum to the lease can be signed stating that the rent will be reduced for a period of time due to the situation. However, if the tenant is a habitual late tenant, it is best to send a burofax. The burofax will give the tenant a deadline to pay the rent, and if they do not, they will be warned that legal action will be taken.
Go to court
If it is ultimately impossible to reach an agreement, it will be necessary to resort to legal proceedings . Article 27.2 of the Urban Leasing Act regulates the reasons for which the landlord can terminate the contract, including:
a) Non-payment of the rent or, where applicable, of any of the amounts whose payment has been assumed or corresponds to the tenant
If the contract is breached, an eviction claim for non-payment can be filed . In the claim, several things can be requested: eviction of the tenant for non-payment of rent plus a claim for unpaid rent , or they can be done separately. One eviction procedure and another claiming rent. It is advisable to combine the two procedures into one.
The tenant can stop the procedure, this is known as: enervating the action . If he pays, the eviction stops. The lease would continue, but if he stops paying again, and the owner has to start the procedure again, he will not be able to stop the eviction.